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Company Details
GOLDEN RULE INSURANCE COMPANY License Status :
Active
NAIC Number :
62286
Phone Number:
3172908100
Company Address:
9800 HEALTH CARE LANE
MINNETONKA, MN 55343
Description:
Life and Health
License Number:
A423280
Date Admitted:
1965-09-27
Market Share
Link to Supplemental Data Page
Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
---|---|---|---|---|---|---|---|
2022 | Total Accident & Health | 0.11% | $75,568,472 | $75,675,218 | $47,470,259 | $45,267,353 | 59.82 % |
2022 | Total Individual Accident & Health | 0.34% | $75,568,472 | $75,675,218 | $47,470,259 | $45,267,353 | 59.82 % |
2022 | Individual Comprehensive Medical Expense | 0.51% | $39,114,726 | $39,201,593 | $29,991,397 | $28,086,499 | 71.65 % |
2022 | Individual Medicare Supplement | 0.04% | $973,375 | $976,401 | $900,928 | $896,372 | 91.80 % |
2022 | Individual Specified Disease | 0.06% | $531,337 | $531,340 | $92,500 | $124,056 | 23.35 % |
2022 | Individual Accident Only | 0.38% | $1,126,826 | $1,128,575 | $197,287 | $206,216 | 18.27 % |
2022 | Individual Disability Income | 0.00% | $5,352 | $5,352 | $0 | $-12 | -0.22 % |
2022 | Individual Dental | 1.87% | $4,974,131 | $4,974,862 | $2,558,380 | $2,536,123 | 50.98 % |
2022 | Individual Limited Benefit | 4.80% | $28,842,725 | $28,857,095 | $13,729,767 | $13,418,099 | 46.50 % |
2022 | Total Life | 0.00% | $812,634 | $0 | $3,658,298 | $0 | N/A |
2022 | Total Individual Life | 0.00% | $812,634 | $0 | $3,658,298 | $0 | N/A |
2022 | Individual Universal Life | 0.04% | $812,634 | $0 | $3,658,298 | $0 | N/A |
2021 | Total Accident & Health | 0.10% | $76,364,828 | $76,664,494 | $51,893,183 | $50,620,364 | 66.03 % |
2021 | Total Individual Accident & Health | 0.15% | $35,325,137 | $35,460,741 | $17,690,884 | $17,102,650 | 48.23 % |
2021 | Individual Comprehensive Medical Expense | 0.26% | $22,954,512 | $23,067,489 | $11,805,977 | $13,067,779 | 56.65 % |
2021 | Individual Medicare Supplement | 0.03% | $1,049,459 | $1,058,533 | $857,013 | $927,022 | 87.58 % |
2021 | Individual Specified Disease | 0.07% | $548,798 | $550,261 | $0 | $49,097 | 8.92 % |
2021 | Individual Accident Only | 0.35% | $1,028,893 | $1,033,437 | $171,433 | $195,252 | 18.89 % |
2021 | Individual Disability Income | 0.00% | $4,266 | $5,411 | $0 | $0 | 0.00 % |
2021 | Individual Dental | 1.56% | $4,468,988 | $4,467,801 | $2,242,526 | $113 | 0.00 % |
2021 | Individual Limited Benefit | 1.71% | $5,270,221 | $5,277,809 | $2,613,935 | $2,863,387 | 54.25 % |
2021 | Total Group Accident & Health | 0.07% | $41,039,691 | $41,203,753 | $34,202,299 | $33,517,714 | 81.35 % |
2021 | Group Comprehensive Medical Expense - Association | 19.34% | $40,763,975 | $40,927,475 | $34,097,499 | $31,473,297 | 76.90 % |
2021 | Group Accident Only | 0.04% | $158,934 | $159,483 | $50,114 | $49,594 | 31.10 % |
2021 | Group Dental | 0.01% | $84,447 | $84,354 | $45,022 | $1,984,686 | N/A |
2021 | Group Limited Benefit | 0.00% | $32,335 | $32,441 | $9,664 | $10,137 | 31.25 % |
2021 | Total Life | 0.00% | $923,063 | $0 | $5,517,160 | $0 | N/A |
2021 | Total Individual Life | 0.00% | $866,507 | $0 | $5,517,160 | $0 | N/A |
2021 | Individual Whole Life | 0.00% | $0 | $0 | $3,888 | $0 | N/A |
2021 | Individual Term Life | 0.05% | $696,534 | $0 | $95,282 | $0 | N/A |
2021 | Individual Universal Life | 0.01% | $130,595 | $0 | $1,873,908 | $0 | N/A |
2021 | Individual Ordinary Annuities | 0.00% | $39,378 | $0 | $3,544,082 | $0 | N/A |
2021 | Total Group Life | 0.00% | $56,556 | $0 | $0 | $0 | N/A |
2021 | Group Term Life | 0.00% | $56,556 | $0 | $0 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
Year | Line | Market Share | Number of Complaints | Complaint Index |
---|---|---|---|---|
2022 | Health | 0.90% | 44 | 224 |
2022 | Life and Annuities | 0.01% | 1 | 1195 |
2022 | Medicare Supplement Insurance | 0.13% | 0 | 0 |
2021 | Health | 0.89% | 42 | 193 |
2021 | Life and Annuities | 0.01% | 1 | 1241 |
2021 | Medicare Supplement Insurance | 0.15% | 0 | 0 |
Company Changes
Market Conduct
Date: 08/15/2019
Date: 02/24/2020
Date: 11/16/2020
Date: 05/13/2021
Financial Exams
This company does not have any financial exams.